Title Insurance
Owner’s title insurance is meant to protect your ownership interest in your home. Subject to the terms of your policy, owner’s title insurance protects you against losses incurred due to any title defects that existed prior to the purchase of your home. Your owner’s title policy offers insurance protection for as long as you own your home.
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Protect your largest investment!
A home is probably the single largest investment you will make in your life. You insure everything else that’s valuable to you—your life, car, health, pets, etc., so why not your largest investment? For a one-time fee, owner’s title insurance protects your property rights for as long as you own your home.
Reduce Your Risk!
If you’re buying a home, many hidden issues may pop up only after you purchase your home. Getting an owner’s title insurance policy is the best way to protect yourself from unforeseen legal and financial title discrepancies. Don’t think it will happen to you? Think again.
Unexpected title claims include:
outstanding mortgages and judgments, or a lien against the property because the seller has not paid his taxes.
pending legal action against the property that could affect you.
An unknown heir of a previous owner is claiming ownership of the property.
Other Benefits…
- You Can't Beat the Value!
Owner’s title insurance is a one-time fee that’s very low relative to the value it provides. It typically costs around 0.5% of the home’s purchase price.
- Nothing Compares
Homeowners insurance and warranties protect only the structure and belongings of your home. Getting owner’s title insurance ensures your family’s property rights stay protected.
- Peace of Mind
If you’re buying a home, owner’s title insurance lets you rest assured, knowing that you’re protected from inheriting most existing debts or legal problems, once you’ve closed on your new home.
- Covers You
As long as you own your home, owner’s title insurance protects your property rights.
- 8 in 10 Homebuyers Agree
Each year, more than 80% of America’s home buyers choose to get owner’s title insurance